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ManuLife offers a mortgage product within their ManuLife One product that is worth considering.  Here is a perspective offered by Rob Carrick of the Globe and Mail

This might be the most useful savings account in Canada


Your first reaction might be one of “the interest rate being charged is too high”, but don’t be fooled. 

This product will likely surprise you when you actually see how it works.  The important thing to keep in mind isn’t the interest rate being charged, but how much total interest you end up paying over the life of the mortgage.  Take a look at the ManuLife One mortgage calculator and see for yourself.